Dash It & Own It

Refinance Your Mortgage in Florida

Are you stuck with an unpredictable adjustable-rate mortgage? Is the APR on your 15-year loan killing your wallet? Don’t worry—Dash Home Loans is here to save the day. In addition to helping entrepreneurs close on investment properties and young families move into dream homes, Dash helps Florida homeowners refinance¹.

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Florida Home Refinancing Made Easy

At Dash, we’ve reimagined mortgage refinancing by saying goodbye to faceless loan processors and keeping everything in-house. The result? A simpler, easier, and much faster process.

Types of Florida Refinance Mortgages

When you refinance with Dash Home Loans, our Mortgage Coaches can help you secure a better APR¹, change your loan terms, or reduce your monthly mortgage payment. We can even help you cash out your home’s equity to finance a big remodel, pay for graduate school, or consolidate higher-interest debt. Point being, your goals will determine which refinance mortgage is right for you. 

Look through our different lending options and then connect with a Mortgage Coach. This knowledgeable team member can answer any questions you have about the refinance process. And, unlike other loan officers, they’ll actually remember your name.  

Fixed-Rate Mortgage (15 or 30 years)

A conventional mortgage with consistent interest rates.

Cash-Out Refinancing

With FHA and VA² cash-out refinancing, you walk away with a lump sum of cash.

Interest-Rate Reduction Refinance Loan

Reduce the monthly payments on your VA loan by adjusting the APR.

Adjustable-Rate Mortgage (ARM)

Perfect for homeowners who expect their income to increase over time.

FHA Streamline Refinancing

A quick and easy way to lower the interest rate on your FHA home loan.

Fannie Mae RefiNow

A budget-friendly refinancing option for homeowners with government-sponsored enterprise mortgages³

Florida family unpacking boxes in their new home
Think Refinancing Is Stressful? It Doesn’t Need To Be.

Refinancing Options for Florida Homeowners

Do you want a better loan term but are afraid your credit isn’t up to par? Or maybe you’d prefer to extend your loan, moving from a 15-year to a 30-year mortgage, but aren’t sure if a lender will play ball? No matter your financial goals, Dash will match you with a Mortgage Coach who will find a refinance mortgage that works for you.

Refinancing is fast and easy when you partner with Dash Home Loans. Whether you’re a freelance designer with less-than-awesome credit or an empty nester recovering from bankruptcy, our Mortgage Coaches will work tirelessly to find a mortgage refinancing option that suits your needs.

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Hear From Our Clients

Our clients can’t stop raving about our awesome mortgage refinancing services. 

Dash Home Loans is dedicated to providing five-star customer service to every individual, no matter their creditworthiness or income. Not convinced? Just read one (or 300) of our reviews.

View our customer testimonials.


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Florida Home Refinancing FAQs

How many times can you refinance your house in Florida?

You can refinance your home as many times as you’d like. However, some lenders do have “seasoning requirements,” or a wait time between refinances. In most cases, this waiting period is six to 12 months.

When should you refinance your home in Florida?

You should refinance your home when it makes financial sense. For example, if interest rates are at an all-time low, you might be able to secure better loan terms that reduce your monthly mortgage payment. Or, if you need cash for an urgent home repair, a cash-out refinance can provide the financing you need. Nevertheless, keep in mind that you’ll be required to pay closing costs with a refinance—between 2-6% of the loan amount.

When can you refinance your home in Florida?

Most homeowners can refinance whenever they’d like. However, if you recently purchased your home or refinanced your mortgage, lenders may require that you wait a certain amount of time. This requirement varies. With a conventional refinance, for example, there’s no waiting period whatsoever. But with a USDA refinance, you must wait six to 12 months. 

How long does it take to refinance a house in Florida?

A refinance typically takes 30 to 45 days. But this process can be delayed by appraisals, inspections, and financing issues. To ensure a quick and speedy refinance, first make sure you meet your lender’s credit, debt-to-income ratio, and equity requirements. You can also gather necessary documentation like W-2s or 1099s, pay stubs, and bank statements.

Dash Home Loans: Refinance Lender in Florida

Dash Home Loans is a Florida mortgage refinance lender dedicated to serving homeowners across the Sunshine State. Unlike other lenders, who drag their feet and speak in legalese, Dash provides a straightforward, user-friendly, and (dare we say?) pleasant refinancing experience. We’re big on efficiency and answering the phone when you need help putting out a fire. 

Hoping to locate a Dash office near you? Contact us today.

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