Dash It & Own It
Home Loans in Virginia
Ready to buy that quaint downtown bungalow? We’re here to help. Whether you’re new to the real estate game or a seasoned pro, Dash Home Loans can finalize your Virginia mortgage faster than you can say “home sweet home.”
Virginia home loans made easy
At Dash, we provide mortgage lending services that don’t suck. We’re undeniably better than any big bank because we’ve nixed the middle man and streamlined our home loan process so your kiddos can play in their new backyard sooner.
Adjustable-Rate Mortgage (ARM)
Perfect for anyone who wants to start with low monthly payments.
Manufactured Home Loan
Get the funds you need for a mobile or manufactured home.
Designed for buyers with less-than-perfect credit.
A traditional loan backed by private financial lenders.
A no-down-payment mortgage option for rural and suburban buyers.
Investment Property Loan
Loans for investors looking to rehab fixer-uppers or buy rental properties.
FHA 203(h) Disaster Relief Loan
Zero-down financing for homeowners whose property was destroyed or damaged by a natural disaster.
FHA 203k Dream Loan
A federal home loan that offers cash for the home purchase plus cash for necessary renovations.**
A national down payment assistance program.*
Financing for high-dollar properties that exceed mortgage limits set by the Federal Housing Finance Agency.
An FDA-backed financing option with affordable closing costs for eligible properties.
A home loan program designed for low-credit borrowers who can’t afford a big down payment.
Mortgage loans guaranteed by the VA with no money down* for service members, veterans, and eligible spouses.
We've got you covered
Dash Guide to Virginia Home Financing
The Dash Guide to Home Financing will calm your fears by providing detailed, step-by-step instructions from the day you start daydreaming to the day you close. This guide is a crash course in mortgage lending.
Frequently asked questions
Virginia Home Loan FAQs
How does a mortgage work when buying a house?
A mortgage is simply a loan used to buy a home. To secure a mortgage, you apply for a loan from a mortgage lender who determines the maximum loan amount based on your credit score, debt-to-income ratio, and other factors. Once approved, you can get that dream home. You’ll repay your loan over a specified timeframe—often 10 to 30 years. Each month, you’ll pay on the loan’s principal plus interest.
How do you qualify to buy a home?
To purchase a home, you typically need a stable income source, a low debt-to-income ratio, and proof of liquid assets (i.e. cash). You’ll take all of this information to a mortgage lender, often a bank or home loan company, and they’ll determine how much you can borrow. This number is affected by your monthly income, credit history, bill payment history, and more.
How much of a mortgage can I get approved for?
How much money you can borrow depends on your finances. It also depends on what type of loan you’re applying for. Normally, a high income and high credit score will afford a bigger mortgage.
Meet our Mortgage Coaches
Finding the right home loan for you
The mortgage lending process can be an absolute nightmare. There’s a mountain of paperwork, lots of heart-wrenching rejections, and thousands of wasted dollars. But securing a home loan is a dream when you work with Dash.
Dash cuts the waterworks (happy tears excluded) by streamlining the lending process. No matter your financial situation—self-employed with a perfect FICO score or retired with less-than-perfect credit—our Mortgage Coaches in Virginia will help you find the right home loan quickly and easily.
Virginia Mortgage Lenders You Can Trust
As a mortgage lender rooted in Virginia, Dash is driven by locals. Our employees live, work, and play in Old Dominion. They know the best barbecue joints (just ask them), shortcuts to avoid highway traffic, and what matters most to their neighbors.
As homeowners themselves, our employees also know the terrors of the typical home lending process. That’s why they’re dedicated to offering something different. Unlike big banks, Dash works with homebuyers to find loan options that suit their needs—not ours. No matter your financial situation, we’ll help you buy that perfect house.
*First lien interest rates may be higher when using a DPA second.
**Closing costs and fees may still apply.
No Down Payment Disclaimer—*Closing costs and fees may still apply.
When it comes to refinancing your home loan, you can generally reduce your monthly payment amount. However, your total finance charges may be greater over the life of your loan. Your PRMI loan professional will provide you with a comprehensive refinance comparison analysis to determine your total life loan savings.
APR rate(s) quoted is/are based upon a (loan amount), (loan term, including whether fixed or ARM) year.
Mortgage rates are subject to change and are subject to borrower(s) qualification.
Rates quoted are based on the examples above. Rates are subject to change and are subject to borrower qualification.