Dash It & Own It

Refinance Your Mortgage in Tennessee

Are you tired of the high interest rate on your home loan? At Dash Home Loans, we help folks in Tennessee refinance in a flash.

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Tennessee home refinancing, made easy

At Dash, we’ve reimagined the home refinancing process by keeping everything in-house and cutting out all the hogwash. (That’s southern speak for middleman).

Types of Tennessee Refinance Mortgages

“Why should I consider refinancing?” Well, depending on your circumstances, refinancing could save you loads of money each month by lowering your APR*. It could also help you cash out your home’s equity to consolidate higher-interest debts, pay for continuing education, or fund that surf trip in The Bahamas. (Yeehaw!)

Scroll through the different refinance mortgages we offer and then reach out to a Dash Mortgage Coach. Our expert Mortgage Coaches can help you ride the refinancing wave. 

Fixed-Rate Mortgage (15 or 30 years)

A conventional mortgage with predictable interest.

Cash-Out Refinancing

With FHA and VA cash-out refinancing, you replace your mortgage with a larger loan and pocket the difference.

 

Interest-Rate Reduction Refinance Loan

Pay less monthly on your VA loan by adjusting the APR.

Adjustable-Rate Mortgage (ARM)

Designed for homeowners who want to start with low monthly payments.

FHA Streamline Refinancing

A simple way to lower the APR on your FHA home loan.

RefiNow

A new refinancing option for homeowners with government-sponsored enterprise mortgages.

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Does refinancing make you nervous? Relax.

Refinancing in Tennessee is a dream when you work with Dash Home Loans. From elementary school teachers with perfect credit to donut makers with not a lot of dough, our Mortgage Coaches help homeowners from all backgrounds find a refinancing option that works for them.    

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Hear From Our Clients on Our Refinancing Services

At Dash, we think everyone deserves awesome customer service. Don’t believe us? Just read a few hundred of our five-star reviews.

Refinancing in Tennessee FAQs

How many times can you refinance your house?

As many times as you want! However, some lenders do have “seasoning requirements,” or a waiting period between refinances. Typically, that wait time is six to 12 months.

When should you refinance your home?

It depends. With hopes of locking in more favorable loan terms, some homeowners refinance when interest rates hit rock-bottom lows. Wanting to cash out their equity, others refinance in the wake of a life-changing event, like getting accepted to law school or having a baby. In short, the best time to refinance depends on your personal circumstances. 

When can you refinance your home?

You can refinance whenever it makes sense for you. However, some lenders don’t allow homeowners to refinance right after purchasing a home. With a USDA loan, for instance, you have to wait six to 12 months.

How long does it take to refinance a house?

Most refinances take 30 to 45 days. However, this timeline can be delayed by appraisals, inspections, and financing snags. To speed things along, make doubly sure that you meet your lender’s requirements. Also, gather documents like W-2s, 1099s, pay stubs, and bank statements ahead of time.

Which refinancing option is right for me?

We understand – choosing a refinance mortgage in Tennessee can be mind-boggling. But it doesn’t have to be. At Dash Home Loans, we’ll partner you up with a Mortgage Coach who can help you pick a loan that suits your needs. They can also answer any and all questions you may have during the refinancing process.  

The Dash Refinancing Process

Let’s be honest: The average mortgage refinancing lender in Tennessee is friggin’ terrible. Why? Because they drown homeowners in mountains of paperwork and expect them to decipher the legalese alone. But when you have a question (trust us, you’ll have many), they don’t pick up their phones.

At Dash Home Loans, we think you deserve better. That’s why we streamlined the mortgage refinancing process by firing loan processors and eliminating unnecessary steps. The result? We’re faster than the racecars at Bristol Motor Speedway. We’ll have you approved for a refinance loan before you can say “stellar APR.”

Are you ready to burn some rubber? If so, submit an application through our easy-to-use digital interface. We’ll ask you for some basic information about your home, income, and credit history. Then, we’ll connect you with a Mortgage Coach.

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Dash Home Loans: Mortgage Refinance Lender in Tennessee

Dash Home Loans is a Tennessee mortgage refinance lender offering unparalleled service from the Unaka Mountains to the Mississippi River Valley. Unlike the loan officers at big banks, our employees genuinely care about the outcome of your refinance and want to be there to celebrate your big win with some BBQ. 

Hoping to locate a Dash office near you? Contact us online today!