Types of Home Loans
Not sure what type of loan you need, or what you qualify for? We offer more than a dozen types of loans and expert guidance to help you find the right loan for the home you want, with the best payment options.
Adjustable Rate Mortgage (ARM)
Designed for those who wish to start out with a lower introductory monthly payment.
Chenoa Fund
Down payment assistance program with flexible options.
Conventional
“Traditional” loan with low rates and low down payment options.
FHA
Government-backed loan great for first-time homebuyers or those with higher debt-to- income ratios.
FHA 203(h) Disaster Relief Loan
Offers zero-down financing to those whose homes were damaged or destroyed by a natural disaster.
FHA 203k Dream Loan
Loans up to $31k above purchase price toward remodeling or home repairs.
Fresh Start
Special financing for buyers with past credit issues like bankruptcy, short sale, or foreclosure.
HUD Program
Low down for eligible properties.
Investment
Options to finance investment property, or to use rental income or asset depreciation as qualifying income.
Manufactured Home Loans
Special loan programs for either built or unbuilt manufactured homes.
Jumbo
Finances home purchases up to $2.5 million with options for low down payment and no mortgage insurance.
USDA
Rural property financing with no down payment.
VA
Loans tailored to those who have served or are currently serving in the military.